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IRCTC cancellation calculator

See your estimated refund, compare cancellation windows, and plan your next move.

Updated for 1 April 2026 rules

Per passenger, for a rupee estimate.

Estimated refund now
Awaiting details
Departure
8-hour cutoff
Time left

Enter your departure time to see your refund.

When you cancel matters

Tap a window to compare
−72h
−24h
−8h
Dep

Estimate per passenger. Check the final amount on IRCTC before cancelling.

What changed

The April 2026 rule change.

Indian Railways extended every cancellation window. The penalty-free window doubled from 48 to 72 hours, and the no-refund cliff doubled from 4 to 8 hours. Flat charges by class are unchanged. Tatkal, RAC, and waitlist rules are unchanged. The change punishes last-minute cancellations and rewards advance planning.

Refund tierOld ruleNew rule
Flat charge only≥ 48 hours≥ 72 hours
25% deduction48 – 12 hours72 – 24 hours · min ₹240
50% deduction12 – 4 hours24 – 8 hours
No refund< 4 hours< 8 hours
Flat charges by classUnchanged: ₹240 (1A) · ₹200 (2A) · ₹180 (3A/CC) · ₹120 (SL) · ₹60 (2S)
One rule worth memorising: cancel at least 72 hours before departure and you only lose the flat class charge. Wait until under 8 hours and you lose everything.

By ticket type

Charges by ticket type.

Confirmed (CNF)

Follows the new 72h / 24h / 8h slabs above. Flat charges by class: ₹240 (1A), ₹200 (2A), ₹180 (3A/CC), ₹120 (SL), ₹60 (2S).

RAC and Waiting List

Cancel up to 30 minutes before departure for a refund minus ₹60 + GST clerkage per passenger. If a WL ticket remains unconfirmed at chart preparation, it is automatically cancelled and refunded — no action needed from you.

Tatkal & Premium Tatkal

Confirmed Tatkal is non-refundable on voluntary cancellation. RAC/WL Tatkal is refunded after ₹60 + GST clerkage. This rule did not change in April 2026.

Train cancelled or delayed 3+ hours

Full refund, regardless of timing. If the train is cancelled, refund is automatic. If delayed 3+ hours and you choose not to travel, file a TDR within 72 hours of scheduled departure.

How to cancel

The cancellation flow on IRCTC.

Online cancellation closes 8 hours before departure. After that, your only option is a TDR claim with a valid reason — train delay of 3+ hours, medical emergency, AC failure, etc.

  1. Login. Open www.irctc.co.in or the IRCTC Rail Connect app.
  2. Booked Ticket History. My Account → Booked Ticket History.
  3. Select the ticket. Tap into the PNR you want to cancel.
  4. Cancel Ticket. Choose passengers (you can drop just one). Verify the refund amount shown.
  5. Confirm. Enter password / OTP, confirm. Save the SMS or email confirmation.
Tatkal: confirmed Tatkal is non-refundable on voluntary cancellation. RAC/WL Tatkal is refunded after ₹60 + GST clerkage. Full refund only if the train is cancelled by Indian Railways.

Money back

When does the refund hit?

Once the cancellation is confirmed, the refund processes back to your original payment method.

  • IRCTC iPay wallet — instant.
  • UPI — 3 to 7 working days.
  • Net banking — 3 to 7 working days.
  • Credit / debit card — 3 to 7 working days, depending on bank.

FAQ

Frequently asked.

What changed in IRCTC cancellation rules in April 2026?

From 1 April 2026 the four slabs were extended: full refund (flat charge only) is now ≥72 hours (was 48h), 25% deduction is 72–24 hours (was 48–12h), 50% deduction is 24–8 hours (was 12–4h), and no-refund is under 8 hours (was under 4h). Flat charges by class are unchanged.

How do I cancel my train ticket on IRCTC?

Login to IRCTC, go to Booked Ticket History, select your ticket, tap Cancel Ticket, choose passengers, verify the refund amount, and confirm. SMS and email confirmation will follow.

Are Tatkal tickets refundable in 2026?

Confirmed Tatkal tickets remain non-refundable on voluntary cancellation — this rule did not change. RAC/Waitlisted Tatkal tickets are refunded after ₹60 + GST clerkage. Full refund is given only if the train is cancelled by Indian Railways or via successful TDR claim.

How long until I get my refund?

3 to 7 working days for credit/debit cards, net banking, and UPI. IRCTC iPay wallet refunds are instant.

Can I cancel after the chart is prepared?

Under the new April 2026 rules, online cancellation closes 8 hours before departure (was 4 hours). After this point, your only option is filing a TDR with a valid reason — train delay of 3+ hours, medical emergency, AC failure, etc.

What if my waitlisted ticket doesn't confirm?

This rule did not change. Online WL tickets that remain unconfirmed at chart preparation are automatically cancelled. The full refund (minus nominal clerkage) is credited back to your original payment source within 3 to 5 working days. No action required from you.